Islam
Q&A for Muslims, experts in Islam, and those interested in learning more about Islam
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Paying back interest of a loan with interest earned from a bank acciunt
I have took a loan. I am going to pay it back for next ten years. Every month I pay 600 dollars interest in this loan installment. After taking loan, I got 50 thousand dollars from somewhere. I asked bank to take it. They said it is not possible because we want to earn interest. Can I put my money i...
I have took a loan. I am going to pay it back for next ten years. Every month I pay 600 dollars interest in this loan installment. After taking loan, I got 50 thousand dollars from somewhere. I asked bank to take it. They said it is not possible because we want to earn interest.
Can I put my money in the same bank and earn interest on it which is around 100 dollars and then pay it back to same bank in the loan installment which has 600 dollars interest in it?
SNiaz
(11 rep)
May 15, 2024, 06:15 AM
• Last activity: Jun 13, 2025, 02:06 AM
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1
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Having a debt but being unable to pay it off
The place i live involves people selling on the streets, so it is usual for someone to buy when they are in a vehicle and receive and pay for their products. However, when I was on a bus the seller gave me their product and just as I was about to give them the money the bus began moving because we w...
The place i live involves people selling on the streets, so it is usual for someone to buy when they are in a vehicle and receive and pay for their products. However, when I was on a bus the seller gave me their product and just as I was about to give them the money the bus began moving because we were in the middle of the road. So the seller began running for his money and I quickly reached out to give him but it landed badly on his hand and fell to the ground. I believe it might have fallen into hole in the middle of the road and the driver of the bus had already gone past the road so the seller could no longer run for his money, and there were too many cars for the driver to pause suddenly, nor do I think the driver knew. I felt guilty because it was not my intention for the money to land badly especially since I had already received the product. I do not remember his face or name, nor do I think he remembers mine. Does this count as a debt if I gave him the money but it landed badly and I don’t know if he managed to get it or not? Especially since he gave me the product? My intentions were not bad and it happened very suddenly
Lana
(1 rep)
Apr 26, 2025, 12:13 AM
• Last activity: May 27, 2025, 09:00 AM
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Is it allowed to perform Hajj/Umrah, if you got debt to pay?
Someone has a debt to pay but instead of paying it, he/she decided to go for Hajj/Umrah. Is it allowed to perform Hajj or Umrah while having debt? Or is it that only after clearing the debt he/she is allowed to perform Hajj/Umrah.
Someone has a debt to pay but instead of paying it, he/she decided to go for Hajj/Umrah.
Is it allowed to perform Hajj or Umrah while having debt?
Or is it that only after clearing the debt he/she is allowed to perform Hajj/Umrah.
Aafia Khalid
(56 rep)
Jul 19, 2018, 08:53 AM
• Last activity: Feb 1, 2025, 11:59 AM
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Can a person repay the debt owed by his deceased friend?
My question is that can a person repay the debt of his deceased friend? There is a confusion since he is not his heir.
My question is that can a person repay the debt of his deceased friend? There is a confusion since he is not his heir.
Arsalan
(21 rep)
Mar 3, 2024, 07:19 PM
• Last activity: Nov 29, 2024, 03:55 AM
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I forgot to pay for bus travel it's 5rs I don't exactly remember the bus name and how to find it what should I do?
I forgot to pay for bus travel it's 5rs I don't exactly remember the bus name and how to find it what should I do? Am i in debt will I be accountable for that
I forgot to pay for bus travel it's 5rs I don't exactly remember the bus name and how to find it what should I do? Am i in debt will I be accountable for that
Rinshan
(1 rep)
Mar 26, 2024, 08:34 AM
• Last activity: Mar 26, 2024, 09:29 AM
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Does the Hanafi school permit debtors to profit from loans?
Unlike a personal loan, which is typically taken and used in need, business loans are often taken with the express intent of profiting therefrom. Often, a business may choose to go in debt not because it is unable to afford a particular undertaking, rather because the cost and/or risks of taking a l...
Unlike a personal loan, which is typically taken and used in need, business loans are often taken with the express intent of profiting therefrom. Often, a business may choose to go in debt not because it is unable to afford a particular undertaking, rather because the cost and/or risks of taking a loan end up being more profitable than those of reallocating existing assets.
Given that a lender doesn't accept interest on the loan, and under the general principle of "Any loan which brings benefit is *riba*", **is it permissible for the debtor to actually (try to) *profit* from his use of this money while the actual owner of the property gets nothing of it?**
I know that it would be possible to work the transaction such that both parties can share the profit and risk thereof (e.g. *musharakah*); that's not what the question is about. I am only concerned about the situation where the capital is explicitly a *loan*.
I am particularly seeking a Hanafi position on this matter, ideally one in which full evidences are presented.
goldPseudo
(13245 rep)
May 12, 2013, 08:07 PM
• Last activity: Apr 4, 2023, 11:02 AM
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What is the hadith forbidding bay' al-kali bil-kali?
I was reading a (poorly written) essay recently, wherein a hadith was mentioned but not fully quoted. Allegedly, the classical *fuqaha* used it to forbid *bay' al-kali bil-kali* (Selling of debts for debts). Beyond that, all I know is that it was reported by Ibn 'Umar, as related by al-Tabrani (*sic...
I was reading a (poorly written) essay recently, wherein a hadith was mentioned but not fully quoted. Allegedly, the classical *fuqaha* used it to forbid *bay' al-kali bil-kali* (Selling of debts for debts).
Beyond that, all I know is that it was reported by Ibn 'Umar, as related by al-Tabrani (*sic*).
What does this hadith say, and how authentic is it?
goldPseudo
(13245 rep)
Jun 2, 2013, 04:43 AM
• Last activity: Apr 4, 2023, 11:02 AM
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How do you pay your debts to your parents?
I heard that praying and asking Allah is the best way besides trying your best to give parents what they deserve. They sacrificed everything they had for my future. I miss them a lot. What are some good ayahs or practices I should follow to repay my parents debts?
I heard that praying and asking Allah is the best way besides trying your best to give parents what they deserve.
They sacrificed everything they had for my future. I miss them a lot.
What are some good ayahs or practices I should follow to repay my parents debts?
Hadra
(159 rep)
May 19, 2020, 12:42 AM
• Last activity: Nov 23, 2021, 09:51 AM
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When forgot about the debtor
Assalamualaikum! I recently come to know the seriousness of dying with debt. So borrowed a little money from some people. But now I cant remember from whom I took the money or whom I owe. Because its being years. They might also forgot otherwise they might ask me for that. Now what should I do becau...
Assalamualaikum! I recently come to know the seriousness of dying with debt. So borrowed a little money from some people. But now I cant remember from whom I took the money or whom I owe. Because its being years. They might also forgot otherwise they might ask me for that. Now what should I do because I am not able to recall anything regarding it.
Nafisa khan
(21 rep)
Sep 4, 2021, 09:50 PM
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2
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Is the debt forgiven if the lender forgot?
I recently came to know the [seriousness of having debts][1] before dying. What if the situation arises where I borrow a very small amount of money, say the amount equal to the cost of a candy and after about an year or so, if I try to pay him back and if he says "I don't remember lending you any mo...
I recently came to know the seriousness of having debts before dying.
What if the situation arises where I borrow a very small amount of money, say the amount equal to the cost of a candy and after about an year or so, if I try to pay him back and if he says "I don't remember lending you any money." In this situation, is the debt forgiven ? Can I keep that money or should I donate to charity?
servant-of-Wiser
(3798 rep)
Feb 18, 2016, 04:54 PM
• Last activity: Mar 18, 2021, 11:02 AM
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Debt to a non muslim
Assalamualaikum, I have a debt with a non-muslim, and the owner have gone missing or hard to reach because he live so far away from me, they are in another country as example. How can I pay my debt back? Should I make a sadakah/donation with their name?
Assalamualaikum, I have a debt with a non-muslim, and the owner have gone missing or hard to reach because he live so far away from me, they are in another country as example. How can I pay my debt back? Should I make a sadakah/donation with their name?
Mona Lisa
(21 rep)
May 19, 2020, 04:55 AM
• Last activity: Feb 13, 2021, 06:07 PM
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Debt of a deceased person
A friend of mine recently passed away. Before his demise he had told his brother that he was in debt to a lot of people. He told his brother the debt amounted to 25-30 thousand rupees. The deceased never mentioned any names or contact information of the people he owed money to. Kindly let me know as...
A friend of mine recently passed away. Before his demise he had told his brother that he was in debt to a lot of people. He told his brother the debt amounted to 25-30 thousand rupees. The deceased never mentioned any names or contact information of the people he owed money to. Kindly let me know as to what the brother can do in this situation. How much money should he pay and to whom should he pay?
Omar Asif
(1 rep)
Jan 30, 2021, 02:58 AM
• Last activity: Jan 31, 2021, 08:30 PM
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I BORROWED MONEY FROM MY RICH BROTHER BUT THE SCAMMER ON THE INTERNET DID A FRAUD.. DO I PAY BACK AS IT WAS A FRAUD?
I lost money and filed a fraud case as I was scammed on a website. The money is so much that I am worried I cannot payback brother it will take me 7 years. My brother is rich but he wants the money, I have lost nearly all my wealth and live on 2 pounds per day after paying all the necessary bills.
I lost money and filed a fraud case as I was scammed on a website. The money is so much that I am worried I cannot payback brother it will take me 7 years. My brother is rich but he wants the money, I have lost nearly all my wealth and live on 2 pounds per day after paying all the necessary bills.
Sugar
(7 rep)
Jan 13, 2021, 02:22 PM
• Last activity: Jan 15, 2021, 11:20 PM
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What islam says about debt pardon?
I owe money to a non-muslim. But this person does not remember or does not want to remember how much I owe them after some years. And they say I don't owe them anything. I tried to discuss the issue so I would not pay a substantial larger amount, however this person is playing mind games, making me...
I owe money to a non-muslim. But this person does not remember or does not want to remember how much I owe them after some years. And they say I don't owe them anything. I tried to discuss the issue so I would not pay a substantial larger amount, however this person is playing mind games, making me feel bad for wanting to pay and mixing emotions with the fact that I always said that I would return such money in each occasion I asked for it.
Should I assume that this is a debt pardon? Is there such thing in Islam?
I have two modest options:
- Giving the money anonymously to them (even if it's more than the actually debt, since wasn't noted)
- Assuming the debt is pardoned by them and going forward
I am inclined to the first option, since is what I think it'll make my heart comfortable, and the Quran basically says to pay them and to fear Allah. But maybe the money would be more worth spending in zakat?
Islamic references, if any, on the issue are appreciated.
AnteDeum
(331 rep)
Oct 5, 2020, 05:21 PM
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Do i need to pay debt i loaned as a kid
When i was a kid, about 10 years and didn't know about islam and about debt I was buying something and I didn't have enough money, I needed about 0.50$ so I asked to buy a thing and then I will give that money latter. Couple days ago I was reading something about debt and remembered that. Now since...
When i was a kid, about 10 years and didn't know about islam and about debt I was buying something and I didn't have enough money, I needed about 0.50$ so I asked to buy a thing and then I will give that money latter. Couple days ago I was reading something about debt and remembered that. Now since it was very long ago(about 10 years) I don't know if I payed that debt, maybe I am but I'm not sure. Because I came him after that couple years after that and he didn't mention anything. What should I do, does it matters because I was too young, and that guy, I don't know who he is and he's name, probably don't remember that? Money is not problem, but how to find guy now, and is he going to remember? PS. Sorry for bad english, it's not my native language.
ibrh
(41 rep)
May 2, 2019, 05:49 PM
• Last activity: May 27, 2020, 11:00 AM
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Can I give zakath to husband?
My husband has a loan and I am also involved in it. He do repay the loan as installments. I own jewelry and have no further earnings right now. If my husband help me with money to give my zakath can I give that back to my husband as zakath?
My husband has a loan and I am also involved in it. He do repay the loan as installments. I own jewelry and have no further earnings right now. If my husband help me with money to give my zakath can I give that back to my husband as zakath?
Nasrin
(11 rep)
May 20, 2020, 06:13 AM
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How do I pay back the debt I owed to my deceased mother?
I am a Muslim living in the UK. My mother lent me £25,000 so I could pay off my remaining mortgage in full. It was agreed that I would pay it back in instalments. Nothing was written down in the form of a contract. My mortgage is now paid off thanks to my mum helping me out. Unfortunately my mo...
I am a Muslim living in the UK.
My mother lent me £25,000 so I could pay off my remaining mortgage in full. It was agreed that I would pay it back in instalments. Nothing was written down in the form of a contract.
My mortgage is now paid off thanks to my mum helping me out. Unfortunately my mother died shortly after giving me the money.
I have 2 sisters and 1 brother. My father has passed away also. I have no other family in the UK.
What do I do now?
When I say 'lent me £25,000' that means she loaned me that money from her savings. Also, my mother did not leave a will.
I want to do things in an Islamic way. What does Islamic law say I should do next?
Thanks for the response pokhim, I appreciate what the honourable thing to do is, as you say in your answer, but what I actually want to know is what does Sharia law say I should do in this matter?
Jarney
(69 rep)
Jan 9, 2015, 02:05 PM
• Last activity: Apr 28, 2020, 03:19 AM
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What is debt in islam?
Is debt just a money or it is any object we took from someone? For example when I was kid about 11 years old, sometimes I took from my friends games. Now I have some games which are not mine but I don't know from whom I borrowed it, because latter on we split, everyone went in different school. Can...
Is debt just a money or it is any object we took from someone? For example when I was kid about 11 years old, sometimes I took from my friends games. Now I have some games which are not mine but I don't know from whom I borrowed it, because latter on we split, everyone went in different school. Can i be in paradise if I don't return them?
ibrh
(41 rep)
Jul 5, 2019, 06:36 PM
• Last activity: Jul 10, 2019, 11:55 AM
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Received my lent money which the debtor acquired from haram source. Is it halal for me?
Some years ago, I've lent some money to my cousin who was in need. He had trouble paying me back for a long time until last week after I knew he got a lot of money enough to pay me back in full. But yesterday I've been told that he won the money from gambling and exactly he paid me all his debt with...
Some years ago, I've lent some money to my cousin who was in need. He had trouble paying me back for a long time until last week after I knew he got a lot of money enough to pay me back in full. But yesterday I've been told that he won the money from gambling and exactly he paid me all his debt with that money. Is the money
halal for me or is it haram only because I know it's came from haram way ? If it is, then should I give him back the money, or donate it to somewhere, or just throw it all away ?
stackunderflow
(157 rep)
Mar 18, 2019, 12:22 PM
• Last activity: Mar 18, 2019, 01:45 PM
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What if person dies in debt?
What if person dies in debt. His intention is to pay off all debts and he did not tell anyone about this and dies.What is ruling for this.
What if person dies in debt. His intention is to pay off all debts and he did not tell anyone about this and dies.What is ruling for this.
Amir Khan
(19 rep)
Sep 6, 2016, 10:48 AM
• Last activity: Feb 2, 2019, 10:35 AM
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