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Islam

Q&A for Muslims, experts in Islam, and those interested in learning more about Islam

Latest Questions

1 votes
1 answers
167 views
Is working in insurance company allowed if the Sharia Council of that country has approved it to be following Sharia rules?
I have been offered a job from a medical insurance company to work in their head office. In their profile they say that their company's operations are approved by Shariah Review Bureau (this multinational company is in Saudi Arabia). Do I still need to research more on it from other sources before i...
I have been offered a job from a medical insurance company to work in their head office. In their profile they say that their company's operations are approved by Shariah Review Bureau (this multinational company is in Saudi Arabia). Do I still need to research more on it from other sources before i join them?
Adil Jamshed (11 rep)
Feb 9, 2015, 07:09 AM • Last activity: Jul 27, 2025, 07:03 PM
3 votes
1 answers
484 views
Is my work haram given that I write software which has an "insurance" field?
I work as a programmer for a shipping company. My job requires me to create a program which contains fields like "shipper's name", "address", etc. Also there are fields which provides information about the item being shipped, such as weight, size, etc. There is also another field which I must provid...
I work as a programmer for a shipping company. My job requires me to create a program which contains fields like "shipper's name", "address", etc. Also there are fields which provides information about the item being shipped, such as weight, size, etc. There is also another field which I must provide and it is called the "insurance amount" field. This field will contain the amount the shipper paid if he paid for insurance. Note that I do not know what is being shipped and who is shipping it. I just make the program where these fields get automatically populated when some one from the shipping office sends the information. The program then takes the information and stores it somewhere else. I never deal with the information directly nor do I have any information about how or what kind of insurance they have. I am just required to provide the fields. Is my work considered haram for this?
user21442 (31 rep)
Mar 6, 2017, 02:17 PM • Last activity: Jan 10, 2025, 04:32 PM
1 votes
1 answers
810 views
Using PayPal to pay for goods and services
A similar question has been asked [here][1] about transferring funds through PayPal but the purpose in this question is different: it is about buying something (or paying for something you are going to get in future) and not about pure funds transfer from one account to another. There are two main w...
A similar question has been asked here about transferring funds through PayPal but the purpose in this question is different: it is about buying something (or paying for something you are going to get in future) and not about pure funds transfer from one account to another. There are two main ways to send money through PayPal: 1. Sending money to friends and family - without paying any fees on any side 2. Sending money to pay for goods and services - only the seller pays a fee: **3.4% + fixed fee** (percentage and the fixed fee vary from country to country); the use of this kind of transaction is when you are sending money to a seller you don't know and you are not sure if the seller will actually ship you the item you agreed upon (could be over eBay, Facebook marketplace, or any other kind of market, as far as I know). If the seller doesn't ship you the item, or the item is does not match the agreed description then you have right to make a claim on PayPal and PayPal is going to refund you (whereas with the first option (Sending money to friends and family) this is not possible). Is the way number 2 of sending money through PayPal permissible in Islam? To me this seems to be somewhere between a pure funds transfer and some kind of insurance, but this is only my uneducated guess. Would the ruling change if we were in the role of the seller? Being the seller means you are the one who pays the fee. A screenshot from PayPal Useful links: https://www.paypal.com/us/brc/article/customer-disputes-claims-chargebacks-bank-reversals https://www.paypal.com/an/smarthelp/article/What-are-the-fees-for-PayPal-accounts-FAQ690 https://www.paypal.com/uk/webapps/mpp/merchant-fees https://www.paypal.com/uk/webapps/mpp/paypal-fees
Selim (11 rep)
Jun 19, 2020, 09:09 PM • Last activity: Nov 2, 2023, 04:09 AM
1 votes
0 answers
90 views
Is it okay for a Muslim to participate in the mandatory government pension and health insurance in Japan?
In Japan, you have to participate in the mandatory government pension. The policy works as follows: 1. Every month government takes out a certain amount from your salary. Your contributor also contributes the same amount. 2. When you reach 60 years old you get a fixed monthly amount as a pension fro...
In Japan, you have to participate in the mandatory government pension. The policy works as follows: 1. Every month government takes out a certain amount from your salary. Your contributor also contributes the same amount. 2. When you reach 60 years old you get a fixed monthly amount as a pension from the government. This pension is provided until you die. 3. After you die, your spouse gets 3/4th of the amount until he/she dies. The Japanese government also has mandatory health insurance that works as follows: 1. Every month government takes a certain amount from your salary. Your employer also contributes the same amount. 2. For any kind of medical expense you pay 30%(with a maximum cap) and the government pays the rest. 3. Your spouse and children are also covered. Now I am not currently in Japan but if I accept an offer from a Japanese company I have to move to Japan and accept this pension and other insurance policies. Is it okay for me to accept this? ### Edit: Concerns: The fund is managed by the government and we are not sure how they manage it. Maybe they are investing the fund in the haram businesses. Should we be concerned about how the government is managing the fund?
Nazmul Islam (21 rep)
Oct 18, 2022, 12:18 PM • Last activity: Oct 18, 2022, 04:18 PM
12 votes
8 answers
73985 views
Why is life insurance considered as un-Islamic?
I know that no one can give assurance of anything especially life, but I don't think life insurance is about that. It is a way to have something to sustain your family in case you are not there to cater for their needs. So, what's wrong with that?
I know that no one can give assurance of anything especially life, but I don't think life insurance is about that. It is a way to have something to sustain your family in case you are not there to cater for their needs. So, what's wrong with that?
goto (2782 rep)
Jul 2, 2012, 08:09 AM • Last activity: Jul 11, 2022, 02:11 PM
1 votes
0 answers
87 views
if I am NOT paying for life Insurance, is it permissable?
Assalamualaikum. Most of us are familiar insurance is considered haram because of the presence of riba/interest. I've started working for US government and government employees are automatically given life insurance upon their hiring. There is nothing I paid or anything I need to pay into; it is fre...
Assalamualaikum. Most of us are familiar insurance is considered haram because of the presence of riba/interest. I've started working for US government and government employees are automatically given life insurance upon their hiring. There is nothing I paid or anything I need to pay into; it is free and government covers all the costs and I cannot opt out. In this very specific scenario, would this be considered riba or not permissible? Jazak'allah khairan
LegendofLegends (111 rep)
Jan 1, 2020, 09:34 PM
1 votes
1 answers
263 views
Is beema allowed in Islam?
In sharia and Islamic Law, insurance Policy are halal or haram, If halal then i need any solid reference. Is there any Example set by ulma e Council, that Muslims follow the beema policy. If Insurance Policy, according to the policy money after death that are right or halal in Islam then why some Ul...
In sharia and Islamic Law, insurance Policy are halal or haram, If halal then i need any solid reference. Is there any Example set by ulma e Council, that Muslims follow the beema policy. If Insurance Policy, according to the policy money after death that are right or halal in Islam then why some Ulma against the beema Company.
sweeetperson (13 rep)
Nov 26, 2018, 10:40 AM • Last activity: Dec 11, 2018, 04:24 PM
6 votes
2 answers
9061 views
Is it permitted to make insurance claims?
I've read fatwas about how insurance generally is haraam, however, if you live in countries where certain insurances are legally required, that type of insurance is not haraam. For example, car insurance is required in many countries. My question is, if you are forced to get car insurance, and you e...
I've read fatwas about how insurance generally is haraam, however, if you live in countries where certain insurances are legally required, that type of insurance is not haraam. For example, car insurance is required in many countries. My question is, if you are forced to get car insurance, and you end up in a genuine accident, i.e. not an accident you do or cause on purpose, is it okay Islamically to claim from the insurance you were forced to get in the first place? Or, is it only okay to *get* forced insurance, but haraam to *claim* genuine claims on this forced insurance?
user3550 (2081 rep)
Dec 19, 2012, 11:13 AM • Last activity: Jan 3, 2018, 09:31 AM
1 votes
1 answers
145 views
whats about insurrance schemes according to islam? is it consider as interest or not?
MCB (Muslim Commercial Bank) Pakistan has started a scheme in which when one will go on hajj via there scheme he/she will be eligible for 4 months of free health (hadsaati) insurance, my question is "is this interest or not"? is this halal? will it affect hajj or not?
MCB (Muslim Commercial Bank) Pakistan has started a scheme in which when one will go on hajj via there scheme he/she will be eligible for 4 months of free health (hadsaati) insurance, my question is "is this interest or not"? is this halal? will it affect hajj or not?
pakistanimoon (134 rep)
Apr 16, 2015, 01:42 PM • Last activity: Dec 31, 2017, 03:06 PM
5 votes
3 answers
2084 views
Is receiving health insurance from one's company permissible?
I would just like to know your thoughts on taking health insurance from your company (given that you have to pay a part of it). I know we are all mujtahids here. From what I know the default ruling on insurance contracts is that they are haram given that there is an element of doubt in them (meaning...
I would just like to know your thoughts on taking health insurance from your company (given that you have to pay a part of it). I know we are all mujtahids here. From what I know the default ruling on insurance contracts is that they are haram given that there is an element of doubt in them (meaning you do not really know what you are buying or the exact amount of what you are paying for). But given the high cost of health care (especially in the US), would this count as dururua (expiation because of hardship)? *Jazak Allah khair for any insight.*
AbuMariam (423 rep)
Jun 29, 2014, 03:33 PM • Last activity: Sep 8, 2017, 11:07 AM
1 votes
1 answers
881 views
Is taking back insurance money (ignoring the interest) permitted?
My father payed for life insurance for 15 years now, not knowing that it is haram. After 15 years can he take back the amount he payed to the insurance company, ignoring the interest money? Will it be halal?
My father payed for life insurance for 15 years now, not knowing that it is haram. After 15 years can he take back the amount he payed to the insurance company, ignoring the interest money? Will it be halal?
Nadviul Haq (11 rep)
Feb 14, 2017, 04:27 PM • Last activity: Apr 16, 2017, 03:31 AM
3 votes
0 answers
123 views
Claiming forced insurance in Islam
How far is it permissible or impermissible in Islam to claim costs for damages to a vehicle through insurance? Actually there are a few governments that make vehicle insurance mandatory, in which case it is something unavoidable, but how much is it in Taqwa to claim for that after one is forced to h...
How far is it permissible or impermissible in Islam to claim costs for damages to a vehicle through insurance? Actually there are a few governments that make vehicle insurance mandatory, in which case it is something unavoidable, but how much is it in Taqwa to claim for that after one is forced to have insurance. Jazakallah Khair.
Atif Imran (131 rep)
Sep 28, 2012, 08:01 PM • Last activity: Jun 5, 2014, 03:04 AM
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