Why Doesn't Everyone Who Dies Physically Go to Hell?

The Bible says in Ecclesiastes 9:5: > "For the living know that they shall die: but the dead know not anything, neither have they any more a reward; for the memory of them is forgotten." If an individual loses all knowledge after death, would it not mean that they no longer know or understand the gospel? Consequently, wouldn't this imply that they cease to believe in the gospel? The Bible also says in Revelation 21:8: > "But the fearful, and unbelieving, and the abominable, and murderers, and whoremongers, and sorcerers, and idolaters, and all liars, shall have their part in the lake which burneth with fire and brimstone: which is the second death." Given this, I've been seeking scripture that suggests our spiritual nature continues to believe in the gospel even after death, but I've yet to find anything directly supporting this concept. I request an answer from the Baptist viewpoint.