Is there "CHANCE (LUCK)" in Islam, or that is DESTINY which is used in wrong idiom?

Many of times, you can hear that plenty of people use the word 'Chance' in their talking, even in their believing. For example if a person won an award in a bank or lottery, afterwards other people will tell him/her that: > Oh, you are lucky (or actually your chance is good). **I would like to know if there is any thing called "Chance" in Islam, if so, what is its difference with destiny which is called Qadr based on Islamic Fiqh?** Or in truth, the correct meaning of "Chance" is "Destiny”? If so, is there any narration about it? **Note:** The following link is related to my question, but it just answer a part of my question. And actually it doesn't answer my question especially based on destiny (Qadr) aspect. - https://islam.stackexchange.com/questions/8383/what-is-the-view-of-islam-about-luck