How do those who deny baptism as a means of grace reconcile this bible verses apparently saying otherwise?

[This article](https://www.gotquestions.org/infant-baptism.html) has a number of things to say about baptism, but particularly this: > Baptism does not save a person. The Bible, however, says that "baptism, which corresponds to [the waters of the Flood], now saves you" (1 Peter 3:21) and "be baptized every one of you in the name of Jesus Christ ***for the forgiveness of your sins***" (Acts 2:38, emphasis added), and even (in the words of Christ Himself) "unless one is born *of water* and the Spirit, he cannot enter the kingdom of God" (John 3:5, emphasis added). Many Christians believe that Baptism is a [sacrament](https://en.wikipedia.org/wiki/Sacraments) and a [Means of Grace](https://en.wikipedia.org/wiki/Means_of_grace) , often using these verses as support for their position. How do those who teach "believers' baptism" as ***only*** a confession of faith understand these verses? Are there other verses which can be used to argue *against* Baptism being a mechanism by which God gives Grace?