Are the dead already judged?

In Luke 16:22-24 we read > The time came when the beggar died and the angels carried him to > Abraham’s side. The rich man also died and was buried. In Hades, where > he was in torment, he looked up and saw Abraham far away, with Lazarus > by his side. So he called to him, ‘Father Abraham, have pity on me and > send Lazarus to dip the tip of his finger in water and cool my tongue, > because I am in agony in this fire.’ in which Jesus supports the notion that people go to Heaven or Hell soon after their death, what is reinforced in Luke 23:43 > And Jesus said to him, “Truly I tell you, today you will be with Me in > Paradise.” Then the Apostles Creed of the Catholic Church says > He descended into hell; on the third day He rose again from the dead; > He ascended into heaven, and is seated at the right hand of God the > Father Almighty; from there He will come to judge the living and the > dead. Which suggests, on the contrary, that the judgment and destiny of the dead is pending until the second coming, which also contradicts the promise of “being in Paradise on the same day,” since Jesus spent the next three days in Hell. But the Catholic Church routinely invokes the intercession of saints in its prayers, starting with Mary herself Holy Mary, Mother of God, pray for us sinners, now and at the hour of our death. So, if the dead are already in Heaven or Hell, it means that they have already been judged, so who are left to be resurrected and judged? When are the dead judged?